There are lots of insurance policies that use scare tactics to lure you in, and have premiums that are overpriced. Therefore, you need to be selective in choice. Insurance is possibly the best financial tool to protect yourself as well as your valuables from unforeseen circumstances. In fact, you owe it to your family to get the best cover you can afford. However, while it pays   Arbitrage funds are suited for investors with a low risk appetite who wish to take equity exposure for a short period of time. Arbitrage funds take advantage of the differences in prices of shares in cash and derivatives market by investing simultaneously in same stock. They work best in volatile markets as the fund takes opposite position   An SIP is a safer and more convenient way of building wealth over the long term. However, merely starting an SIP may not deliver the desired returns and you will need to build a smart strategy for your investments.   How a cell phone can be used for money transactions while you are on the move Consider an imaginary scenario. You are on a holiday and your wallet is stolen. The wallet had all your cash as well as your credit and debit cards. A pretty bleak scenario, right? Sure, you can always call a friend, who Source : With inputs from Cafemutual & The Economic Times   Please do not reply back to this mail. This is sent from an unattended mail box. Please mark all your queries / responses to webmaster@insurefuture.co.in   Information provided on this newsletter has been independently obtained from sources believed to be reliable. However, such information may include inaccuracies, errors or omissions. www.insurefuture.co.in and its affiliates, information providers or content providers, shall have no liability to you or third parties for the accuracy, completeness, timeliness or correct sequencing of information available on this newsletter, or for any decision made or action taken by you in reliance upon such information, or for the delay or interruption of such information. www.insurefuture.co.in, its affiliates, information providers and content providers shall have no liability for investment decisions or other actions taken or made by you based on the information provided on this newsletter.